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Home Loan Types



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Buying a home can feel exciting and overwhelming at the same time. Whatever your goals, let our experienced mortgage bankers help with financing options and resources to guide you through the home-buying and refinancing process. Whether you're just starting to save, already have a house in mind or looking to refinance, we're here to help. Don't let DON'T take charge. DO. Talk to a mortgage banker or apply online today. 

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Key Features

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Competitively low rates for home purchase, refinance or construction
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Wide range of terms customized to your unique situation
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Multiple financing programs available
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Helpful loan advisors with working knowledge of the local real estate market

Home Purchase and Refinance 

Whether you’re buying your first home, finally building the home of your dreams, or refinancing to lower your rate to consolidate debt, Stead Fast Finance Capital has all the first-mortgage options you need. We offer mortgages with competitive rates and flexible repayment terms. Plus, our mortgages offer local servicing, so you can make your payment at any Stead Fast Finance Capital office – or even online. We also offer in-house products for properties or borrowers that do not meet conventional requirements.

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Second Home & Investment Properties 

Stead Fast Finance Capital offers both second home options and investor loans for non-owner-occupied rental properties. The property must be a one-to-four family residential property to qualify. Investor loans do carry points of varying interest rates.

Lot/Land Loans

Wanting to build a new home and have a lot in mind to purchase to start? Or looking for recreational land to hunt or use? Stead Fast Finance Capital has lot/land loan-only options specifically for you.

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Construction Loans

Consider Stead Fast Finance Capital if you’re looking forward to building your dream home. Our streamlined construction-to-mortgage loan process is designed to take you from building to move-in with ease.

Government Loan Options: FHA, VA, and USDA 

Stead Fast Finance Capital also provides options for all government loan programs in addition to conventional and in-house products. These wide array of products will ensure you are put into the best product for your particular borrowing needs.

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Home Equity Loan & Line of Credit 

Using your home’s equity could be your most flexible financing tool. Use this option to consolidate loans, make home improvements, buy new cars and boats, or whatever else you have in mind.